Has your income changed?

  • Centrelink  

Job Seeker Allowance- If you are sick or injured and can’t do your usual work or study, you can apply. 

https://www.servicesaustralia.gov.au/jobseeker-payment

  • Australian Taxation Office resources 

https://www.ato.gov.au

Self-help services      

  1. Individuals    Ph. 13 28 65 
  2. Business    Ph. 13 72 26 
  • Services Australia 

https://www.servicesaustralia.gov.au

Online tools to check possible eligibility for allowances and discounts. 

  • EAPA -Energy Accounts Payment Assistance  

EAPA can help you pay for your current residential electricity or gas bills if you’re in short-term financial hardship, crisis or emergency. 

https://www.service.nsw.gov.au/transaction/energy-accounts-payment-assistance-eapa-scheme

  • Income Protection Insurance 

Standalone IPI – contact your provider 

Have you checked your superannuation fund to see if you are covered for Income Protection Insurance? 

  • Free financial counselling services 
  • The National Debt Helpline provides free, confidential financial counselling on personal or business debt. Ph 1800 007 007  

More info on website here. 

https://www.accc.gov.au/consumers/debt/help-when-youre-in-debt#:~:text=Call%20the%20National%20Debt%20Helpline,provide%20free%20and%20confidential%20advice.

  • Moneycare  

The Salvation Army provide free financial counselling 

Ph 1800 722 363 

https://www.salvationarmy.org.au/need-help/financial-assistance/moneycare-financial-counselling

  • Financial Information Service- Centrelink 

For free information about financial matters. 

Contact via Centrelink (Services Australia) https://www.servicesaustralia.gov.au/how-to-contact-financial-information-service?context=21836 

Primary phone number 13 24 68 

  • Moneysmart  

Moneysmart is a Federal Government website, brought to you by the Australian Securities and Investments Commission (ASIC), the corporate, markets, financial services and consumer credit regulator in Australia. 

Provides tools to be in control of your money and make informed decisions for greater financial wellbeing.  

https://Moneysmart.gov.au

  • Australian Securities Exchange (ASX) education centre. 

https://www.asx.com.au/investors/investment-tools-and-resources/online-courses

  • Your own super fund – contact to get information about options specific to your account. 
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